NikshepCBS is a core banking method (CBS) specifically customized for the co-operative banking sector in India. This is one of the ideal scalable and secured core banking methods in the banking computer software market, which presently has acquired a major market share in the co-operative banking sector in northern Kerala and other Indian states. NikshepCBS was released with the intention to provide vast assortment of features and choices for the smaller sized banking institutions to contend with the even bigger banking institutions and/or nationalized banking companies. The identify “Nikshep” is derived from a Sanskrit phrase which implies “Treasure”. As the identify implies, NikshepCBS will help equally the financial institution and its customers to manage their “treasure”.
It is a totally browser-primarily based world wide web application which is developed on ASP.Internet platform and its N-Tier architecture tends to make the deployment much more scalable and secured. In addition to it, SSL enabled knowledge transfer can make the transportation layer encrypted and secured. Bruc Bond like DOS printing and other system interfacing these kinds of as Palm-tech, ATM, Weighing devices and many others has been enabled and commonly offered to the consumers.
NikshepCBS is entirely a platform unbiased at the customer (end-user) degree, and the software is hosted on Home windows/ASP.Internet system which demands to be regarded someday as a disadvantage or disadvantage taking into consideration the proprietary licensing cost incurred for the server servicing. An effective parameterization at the product, module, department, and lender level reduces client distinct customizations and supplies a quick deployment/implementation.
A innovative reporting motor helps the consumer to make all necessary stories this kind of as daily reviews, periodical reviews and the annual studies virtually instantly. There are whole lot of other studies previously enabled in the reporting module. Utilizing crystal studies as its reporting engine is yet another downside which demands to be seriously re-looked.
NikshepCBS comes with extensive assortment of features. It is suitable with all the key databases including MSSQL, MySQL, Oracle, and many others. Modules such as Consumer Administration, Shares, Financial loans, Deposits, KYC Norms, Remittance, Charges Management, Clearing, Locker, and many others are presently dealt with and the centralized database administration makes certain fast and reputable actual-time transaction updates. User friendliness is maintained all through the software to ensure fast understanding and usability which assists the consumer to navigate effectively in the program.
NikshepCBS has been awarded with significantly recognition from the consumer teams of the Co-operative Banking sector in the northern and Travancore region of the Kerala state, INDIA.